Identity theft is a problem that has been growing in the United State for a long time, so it shouldn’t come as a major surprise if you suffer from such an incident yourself – though these issues are always somewhat unexpected. At Westchester Credit Repair Pros, we provide identity theft protective services to ensure that you’re not one of the unlucky individuals who gets affected. Identity theft has been at the fore since the major data breach that Equifax experienced in 2017 – something that affected nearly 150 million Americans. We can take some measures to make sure that you’re not likely to be affected by identity theft either now or in the future – and that if any suspicious activity is taking place, you’re able to respond immediately. Find out more about this service by reading on further below.
What is Identity Theft?
Many people have some idea of what identity theft is, but it’s always worth trying to get a complete explanation. Identity theft is where an individual obtains your personal or financial information so that they can use your identity for fraudulent purposes. This could mean that they’ll set up accounts in your name that they then use themselves, like loans and credit cards. Obviously, they’ll make use of these lines of credit without any intention of paying money back, and this can wreck your credit history if you’re not careful.
Incidents Increasing Exponentially
In the digital age we live in today, there are more and more opportunities than ever before for fraudsters to commit identity theft. Significant data breaches – as with Equifax in 2017 – are obvious opportunities for them, but smaller scale action is also proving to be effective. As the incidents continue to rise, so does the danger for the average American. If you don’t want to be one of the people who suffers as a result of an identity theft, it’s critical that you take measures to protect yourself going forward. At Westchester Credit Repair Pros, we can help by offering protective services.
There are a number of different ways to reduce the likelihood that you’ll experience an identity theft situation, and we’re happy to help with all of them. It’s clearly important that you’re careful with your own information, but you need to remember that you’re not the only one with access to your personal information – so being clever and cautious with your personal details will not be a total solution. We’ll help you to safeguard your information, monitor public records and private databases for discrepancies, and provide assistance in the event that you are the victim of identity theft.
Taking preventative action is always a good idea, but it’s also worth considering a credit freeze if you have reason to believe that identity theft is afoot. Credit freezes are no longer paid for, which means you won’t have to pay any fees for the freezing or unfreezing of your credit. This action prevents anybody from accessing your credit besides your existing creditors, and can only be undone via your request. As with our credit monitoring and credit repair services, you’ll find this to be enormously helpful.